Why It's So Difficult to Get a Loan

Trim Tabs: The bottom line here is that the big banks are making so much money, borrowing short from the government and buying longer term government debt, that they do not need to bother making loans. That is why loans and mortgages are only available to those who can prove they don’t need them. The banks have learned they can make lots more money with no risk taking government money and then giving it back to the government.


Source: http://trimtabs.com/blog/2012/10/05/banks-make-huge-profits-from-central-banks-but-who-will-bail-out-central-banks/