Instinct (or Perhaps Just Plain Gut Reaction) on Banks

I've always been annoyed by Ally Bank's commercials. Especially this one:

I have a suggestion, leave the money with the people for months and see how that works out.

Of course, my instinct of not liking Ally Bank was correct.

USA Today (May 14, 2012): Ally Financial, the former GMAC, which still owes taxpayers about $12 billion of the $17.2 billion in loans it got as part of the General Motors and Chrysler bailouts, has nudged its home mortgage subsidiary into bankruptcy court to try end the drag of its toxic mortgage assets on Ally's profitable businesses, such as car loans and direct banking.

...

Taking ResCap into bankruptcy carries political implications because it's a part of the auto bailout that didn't turn out as planned. The government still owns 74% of Ally, and it's repaid only $5.5 billion of $17.2 billion it got in the bailout so it could keep offering car dealer and buyer financing for GM and Chrysler. Ally received more than twice the taxpayer help as Chrysler.

Source: http://content.usatoday.com/communities/driveon/post/2012/05/auto-bailout-ex-gmac-puts-mortgage-unit-in-bankruptcy/1#.T8wwhrA7X4s

Source: http://www.youtube.com/watch?v=6r_Ld2h6Wnw